Award winning Custom Home Packages including house plans with site specific design.
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Canada Mortgage and Housing Corporation (CMHC) is Canada's national housing agency. CMHC is Canada's premier provider of mortgage loan insurance, mortgage-backed securities, housing policy and programs, and housing research
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The objective for most people who build a new home is to get a valuable return on the investment and a home that fits their lifestyle needs. Value is created when your finished home is worth more to you than the cost of construction.
Keep in mind that there are no shortcuts to achieving a successful result when building your home. It takes expertise, good planning and proper management to build your home right.
Preparing a proper budget before you start your construction project is important. Costs can increase significantly if changes to the design and material specifications are made once the project has been started. Changes can also cause time delays, which can be a problem if they impact on the building season.
Construction resources need to be scheduled on a sequential and timely basis. Proper planning is essential and can only be carried out when you have a clear understanding of what involved in your project. Making changes once work has started can be costly. Structural changes will require outside experts who are harder to find for more complex buildings. Good planning helps you save money and stay in control of your project.
Duncan Home Builders has timely access to experts and can advise you on the key variables involved in the building process. We help you plan your project and make good decisions before you start construction.
Duncan Home Builders can help you produce meaningful budget estimates based on realistic numbers and assumptions in a short period of time. We use project estimating software developed specifically for the custom home industry. This provides more cost certainty for homeowners, builders and financial institutions, which is a major concern for everyone.
This systematic approach ensures that all the materials and labor required to complete your project are considered when preparing your budget. The cost of completing your home will depend on the size, location and complexity of the project. This means you need to look at all the variables, including site conditions, the type of design, features and the quality of finishing products you want in your home.
Estimates from Duncan Home Builders are complete and professionally prepared. They can be used to provide a true comparative when evaluating competitive quotes. Accepting construction quotes that are incomplete or not based on project specific information can get you in a situation where you may face serious budget overruns.
Taking your project to completion will depend on the size of home, location of property, complexity of construction, time taken to get permits and frequency of inspections. To determine a realistic occupancy date, Duncan Home Builders uses a comprehensive work schedule detailing key milestones to keep the project on track. Each milestone is carefully planned to bring the project to successful completion and meet your projected occupancy date.
The Duncan area is fairly temperate but the relatively large amount of rain that falls between November and February can make excavation work difficult. Concrete cannot be poured if foundations have become saturated with water.
The home needs to be designed and built to withstand frequent rainfall and windy conditions. This is why it is important to select the right building materials, particularly roofing materials and windows. The components must be designed and warranted to resist water penetration.
Obtaining permits may require that there is ample drainage, depending on the location of your building lot. Duncan Home Builders has a thorough understanding of local requirements and can help you build the right kind of home for the area.
Duncan Home Builders serves the Duncan and surrounding area. We generally build within a one-hour drive from Duncan, but are also experienced in serving more remote locations within the area.
Some of the area around Duncan is relatively remote and includes a number of islands. This means that travel via the ferry system is required to access sites in these locations. Good planning is extremely important when building in this area to minimize transportation costs of materials.
In addition to local suppliers, Duncan Home Builders has a preferential arrangement for the supply of building materials with major national suppliers. This means we can offer a wide variety of quality products that are not readily available and difficult to find locally. This allows us to bring in the right quantities and qualities of material at excellent pricing and in full truck loads to save on delivery costs.
Building a custom home successfully requires attention-to-detail and a working knowledge of the construction process. There are many tasks to be performed and this requires a combination of good management and skilled people.
Homes have become more complex over the years and building code requirements more stringent. As a result, more construction expertise is required. This is why most homeowners agree that it is safer to hire building professionals to complete their projects. In some cases, banks will require a proven general contractor.
Any construction project is a major undertaking in terms of both time and money. The objective is to get a valuable return on your investment and a home that fits your lifestyle needs. Value is created when your finished home is worth more to you than the cost of building it. This is best achieved by good up-front planning and then making the right purchasing and hiring decisions.
Getting ready to build
The building process starts with selecting the right design and combination of materials. Once these key decisions are made, you can start to plan your project in detail. It takes time to get ready for actual construction, as a number of issues need to be addressed before work can start.
There are many design possibilities and thousands of building components with different performance characteristics to choose from. To get the best result, it is important to choose someone early on in the process who is a design and building material specialist. This enables you to develop a site specific design that can actually be built on your property.
Hiring the Right People
Someone needs to act as the general contractor and be in charge of the entire building process. Some homeowners act as their own general contractor and hire builders and trades directly. Others hire a general contractor to look after the project.
You should select a builder who is qualified for your type of project and is available to meet your time frame. Getting someone who can find, manage and schedule the right people is also important. You can only prepare an accurate budget by obtaining construction quotes that are based on rates that apply at the time of construction. Evaluation should also be based on the expertise offered and the ability to finish the project. Selecting a builder based only on the lowest hourly rate is never the best choice.
Contractors who are not properly insured automatically transfer the risk of injury and damage-related lawsuits to the homeowner. A contractor's business liability insurance can protect you if your home is damaged by the contractor or his employees, or if he causes damage or injury to third parties.
Having a meaningful written contract with your builder is essential. The key elements are scope of work, procedures for changes, payment terms and provisions for sign-off at the time of completion. The construction contract should also address responsibility for work-related injuries, damages to third parties and property damage (builder's risk insurance).
Getting building permits
Home building is a highly regulated process. Building permits are required before construction can begin. The time it takes to get permits is dependent on:
Apply for permits as soon as you have your construction blueprints because you can only start foundation work when building permission has been received. You can always delay construction, but you can't move forward without permits.
Preparing the building site
Once the land is cleared, the actual construction of your home can commence. This starts with excavating so that foundations can be formed and concrete poured when the weather conditions are right. It is important to get the foundations in place as soon as blueprints are available and permits have been obtained. Cement cannot be poured below freezing temperatures or other adverse weather conditions without special procedures.
Construction to Lock-up
When the building is at the lock-up stage it means that the home is now weatherproof and secure. The roof is complete with windows and doors installed. An inspection will take place at lock-up. This key milestone inspection will determine the structural soundness of the home and its compliance with building codes.
Finishing to Occupancy
When all of the exterior and interior finishing work is complete you can apply for a final inspection. Any deficiencies identified need to be remedied by you or your general contractor prior to granting an occupancy permit. You may be able to move in prior to receiving an occupancy certificate but you will need one prior to obtaining a mortgage, home warranty protection or selling your house.